Transition to Retirement

The Federal Budget and your financial plan

The Federal Budget and your financial plan

Although the recently announced budget is currently just a proposal, if the changes are passed they have far reaching planning implications. Most established financial plans will need to be revised to adapt to the changes and new thinking will be needed to prosper from them.

Is a Self Managed Super Fund Right For You?

Is a Self Managed Super Fund Right For You?

The following is a short article written by Yield Financial Planning Managing Direct James McFall discussing some of the reasons why a Self Managed Super Fund might be an appropriate, or inappropriate, option for you.

Money Management: SMSFs Asset Allocation Too Risky

Money Management: SMSFs Asset Allocation Too Risky

Self Managed super funds (SMSFs) are exposing their portfolio’s to a high investment risk, with a shift towards growth assets, co-founder of Finametrica, Paul Resnik said.

Case Study: Planning for Centrelink & Re-contribution Strategy

Case Study: Planning for Centrelink & Re-contribution Strategy

The following is a case study of clients we helped transition into retirement by providing clarity around how their financial position could look in retirement, along with analysing options on how they could structure their assets for their retirement. Ultimately, this lead to eligibility to the Centrelink Age Pension and a reduction in estate taxes to any non dependent beneficiaries.

Transition to Retirement

Transition to Retirement

Are you 56 or older and still working OR do you know someone who is?  

The big question we get from a lot of people that we meet in their mid 50's - Do we focus our income to paying off our home or start contributing more into super for retirement?

While this can seem like a perplexing decision there is more than often a simple solution to be had. To be perfectly honest the numbers speak for themselves.