Stroke is the second biggest cause of death in Australia and a leading cause of disability. 1 in 6 Australians will suffer a stroke in their lifetime, with a stroke occurring every 10 minutes around the country. Stroke has both health and financial implications that many people fail to recognise, yet with education, your risk can be significantly reduced. Protect yourself and your family by knowing the warning signs to ensure a quick response should stroke occur.
Whether you are looking to buy your first home, upgrade to a new home or invest towards your retirement, it’s ideal that you can hold your asset for as long as possible. One of the biggest errors people make is that they do not think forward far enough on their decision and when a property is subsequently sold, after only a relatively short time of holding it, it leads to tax implications and transaction costs, that may have otherwise been avoided if there had been adequate planning in the first place.
Every investor wants to purchase a property which will grow in value. Preferably they'd like it to outperform the market. This is achievable, but there are arguably three other metrics which are just as important, if not moreso. Our guest blogger, Cate Bakos shares her insights on the essential elements for investment property growth.
This case study provides a summary of the process we took and the findings we made for clients of ours that were nearing retirement.
A key concern of all pre-retirees is whether they have sufficient funds to live the lifestyle they want in retirement. In this case, we completed several types of calculations, aiding our clients in choosing a defined benefit option, whether selling a property to reduce debt might be beneficial and how their position could look in retirement.
We regularly help clients weave property investment into their portfolio and one of the big challenges is the sheer size of the investment. To make a good property decision, there are so many considerations and yet most of us do it so irregularly in our lives, it’s easy to make mistakes. The focus of this article, highlights a fundamental risk that should be planned for, when investing into direct property.
Our partner stock broker Ben Brockhurst has written us an article discussing how sector selection can impact the returns of a portfolio. While the returns achieved by your portfolio ultimately come down to the individual investments chosen, by selecting investments in better performing sectors of the market, you can reduce your chances of poor performance.
Franklin Templeton has released an article providing several tips to keep in mind while markets remain quite volatile.
Notably, they suggest that now might be an appropriate time for a portfolio checkup, something of which Yield is in the process of undertaking for those clients that subscribe to our portfolio management services.
2015 was an exciting and fulfilling year for Yield and 2016 looks like it will follow suit. We're always working on ways to further enhance and improve our service to our clients and the following article looks at some of those evolutions that took place last year, along with other changes that occurred through 2015 and what's to come in 2016.