If you’re frustrated with the current term deposit rates - you are not alone. Many disgruntled investors have seen their income eroded as term deposit rates have consistently fallen from above 8% in 2008.
Our partner stock broker Ben Brockhurst has written us an article discussing how sector selection can impact the returns of a portfolio. While the returns achieved by your portfolio ultimately come down to the individual investments chosen, by selecting investments in better performing sectors of the market, you can reduce your chances of poor performance.
Incorporating direct share ownership into an investment portfolio is not a perfect science. It may be appropriate to start your investment journey with one or more direct shares or it may be something that is included when spreading assets out at retirement. For many people, it may never be appropriate.
This article takes a look at some of the benefits and risks associated to investing into shares directly. This list is by no means exhaustive, but captures some major considerations.