Stay a Step Ahead
A special announcement from Yield and in light of recent volatility, a Market Update
A Special Announcement

We are delighted to share the news that James McFall, Managing Director and Principal Adviser of Yield Financial Planning has been selected as a National Finalist for this years Certified Financial Planner of the year Award.

With the winner to be announced at the Financial Planning Association (FPA) National congress in Sydney, on November 22nd, this award is considered the highest honour for a Financial Planner. The FPA say:

"The FPA Awards are designed to recognise best practice financial planning, and FPA members who have gone above and beyond for their local community."

The CFP designation is widely viewed as the pinnacle of academic achievement for Financial Planners in Australia and to be recognised as a finalist amongst peers is a fantastic outcome. The emphasis of the award is to identify financial planners that put their clients at the centre of everything they do. Our first team value at Yield is ‘Client Comes First: treat clients with care and respect always’ and it is always front of mind for us in how we work as a business.

We’ll hopefully have further good news to share shortly!

Market Update
What's Going On?!?!

You have probably noticed that share markets have been increasingly volatile in recent weeks- all around the globe. It’s hard to avoid the headlines.

The reason for the recent falls are a combination of factors which have been building in markets. Trade disputes, emerging market challenges, potential inflation risk, threat of slowing corporate profits, but what has really set the market off is rising bond yields.

We’ve attached an article that we think gives a pretty balanced view. The overarching message is that markets were due a correction, the underlying economy in the US is strong (which is so pivotally important to global share markets continuing to grow) and the most significant factors that could derail economic growth (being too much wage growth and inflation), are not currently pressing issues.

The current share market is into its 10th year now and it’s likely that volatility will be more common than we’ve grown used to. We are alert but not alarmed by this, but we expect we will be transitioning our client portfolio's into a more defensive position in the foreseeable future.

Yield Financial Planning have an active investment committee made up of James McFall (Managing Director of Yield); Ben Brockhurst (Stockbroker at Harting Private Wealthg); and John Kounadis (Head of Research at Lifespan Financial Planning) and together we regularly monitor and manage our clients portfolio's throughout the asset cycle.

In addition to this, we help our clients manage their investments to meet their personal short, medium and long term goals.

If you would like to discuss how Yield can help you manage your investments proactively, please don't hesitate to contact us.

Have a question about your retirement plans?
Whether you're planning to retire in the next few years or the next 10, it's always good to have a plan. Call James and the team at Yield to day to learn more about planning for a prosperous and enjoyable retirement.
What it means
 to be an FPA Professional Practice
Click the FPA logo below to learn what sets us apart, as an FPA Professional Practice.